Enter your typical monthly spend by category. The calculator applies the real earn rates, minimum-transaction thresholds, and excluded categories — then converts to rupees at 5 coins = ₹1.
Transaction-level minimums (₹20 for Visa, ₹500 for RuPay) matter most if your spend is split across many small transactions. This calculator assumes your monthly total is spread across qualifying transactions above those thresholds — treat the result as an upper bound if you make frequent sub-threshold purchases.
Zero